BuyPower Card from Capital One®

APPLY NOW
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% – 23.15% variable APR on purchases will apply
Annual Fee:
$0
Purchase Intro APR:
0%*
(12 Months)
Purchase Regular APR:
13.15% - 23.15%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
13.15% - 23.15%*
Variable

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.15%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $35
Penalty APR 29.65%* Variable
Balance Transfer Fee $0
Foreign Transaction Fee $0
Return Payment Fee Up to $25

Rewards

All Purchases

2% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
DallasTom71
One Very Happy Customer
by DallasTom71
Helpful to 34 out of 36

I have two Capital One credit cards.  My first is a secured capital one credit card and the second was an Orchard Bank card that capital one purchased.  My current Fico scores are 575, 584, and 576.  I have been rebuilding my credit for the last few years and have finally been one top of all my payments for the past 15 months.  Nothing late.  

Today I checked my mail to find a prequalification for the buy power Capital One credit Card, and after a brief tug o war with my myself decided to call and ask customer service what my chances of being approved were.  She couldn't help with that, but suggested that I go ahead and apply.  I did and was shocked to learn that I was Approved for $300.00 CL.  I know that isn't much, but it is by far the most prestigious card in my wallet.  I feel I have finally been approved for a real top tier credit card.  Maybe my long relationship with Capital One has paid off.  But I am certainly one happy customer and if I were not already, I would be a lifelong customer.  

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Cryolysis
Weakest Limit of All Time
by Cryolysis
Helpful to 6 out of 6

I got this card via pre-qualified offer and I wish I would have just tossed the invitation. I have a Capital One Venture with a 5,000 limit and a Quicksilver with 3,000. When I filled out the application for this one, they gave me a 300 dollar limit. Real disappointing because my credit isn't the BEST, but it's also much better than it was a year ago. TU score of 630 and EQ of 641.


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.