Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Apply now
  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening - with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
  • 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases
  • 0% Introductory APR on purchases for your first 9 billing cycles. Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account
Annual Fee:
Purchase Intro APR:
(9 billing cycles)
Purchase Regular APR:
12.49% - 22.49%*
Balance Transfer Intro APR:
Balance Transfer Regular APR:
12.49% - 22.49%*

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee 4%, Min: $10
Late Fee Up to $49
Penalty APR None
Balance Transfer Fee 4%, Min: $10
Foreign Transaction Fee 3%
Return Payment Fee See Terms*


Welcome Bonus

Earn $200 after you spend $500 in the first 2 months.

All Purchases

1% cash back per dollar

No cap on spending


3% cash back per dollar

3% cash back on purchases at gas stations and office supply stores. (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)


2% cash back per dollar

2% on purchases at restaurants

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from July 2017 through December 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.