Bank of America® Travel Rewards credit card

Apply by phone: 1-800-338-9171
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening -  that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR offer ends, 17.24% - 25.24% Variable APR will apply
  • If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Annual Fee:
$0
Purchase Intro APR:
0%
(12 Billing Cycles)
Purchase Regular APR:
17.24% - 25.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
17.24% - 25.24%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee 3%; Min: $10
Late Fee Up to $39
Penalty APR Up to 29.99% APR
Balance Transfer Fee 3%, Min: $10
Foreign Transaction Fee None
Return Payment Fee Up to $28

Rewards

Welcome Bonus

Earn 25,000 points after you spend $1,000 in the first 3 months.

All Purchases

1.5 points per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Girlwelltraveled
Awesome travel card
by Girlwelltraveled
Helpful to 30 out of 32

I lived abroad and traveled abroad with this card and its fabulous. I also had my limit increased a year after I got it, so I'm not sure why other people did not get that. I love getting points for everything and no foreign transaction fees was a big yes for me!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
AceThirteen
Average, but great with Preferred Reward
by AceThirteen
Helpful to 30 out of 31

The bonuses with Preferred Rewards are great. It has no annual fee. Customer service is generally awful, but so are some other major card issuers.


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2018 through March 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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