Bank of America® Travel Rewards credit card

Apply by phone: 1-800-338-9171
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Annual Fee:
$0
Purchase Intro APR:
0%
(12 Billing Cycles)
Purchase Regular APR:
16.99% - 24.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
16.99% - 24.99%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee 3%; Min: $10
Late Fee Up to $38
Penalty APR Up to 29.99% APR
Balance Transfer Fee 3%, Min: $10
Foreign Transaction Fee None
Return Payment Fee Up to $27

Rewards

Welcome Bonus

Earn 25,000 points after you spend $1,000 in the first 3 months.

All Purchases

1.5 points per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
scottdga
Frequent Traveler
by scottdga
Helpful to 62 out of 63

Have been using this card for weekly buisness travel for 1 year, no issues or problems of any kind. Definitely redeem points as a statement card for full value, can't imagine why anyone would do otherwise. In the last year I have redeemed around $800 through this program.  This is my first travel card and I'm pleased with it so far. Only *issue* I have had is when I mistakenly used it for a cash withdrawal instead of my normal debit card; I think the fee was $10 on a $100 withdrawal - ouch!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
AceThirteen
Average, but great with Preferred Reward
by AceThirteen
Helpful to 15 out of 15

The bonuses with Preferred Rewards are great. It has no annual fee. Customer service is generally awful, but so are some other major card issuers.


Similar Offers

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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2018 through November 2018. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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