The Plenti® Credit Card from Amex

Cardholders' Choice i
Cardholders' Choice i
Sorry, this offer is no longer available on Credit Karma.
  • Earn 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
  • Terms and Conditions apply.
  • No annual fee and no annual fee for Additional Cards.
  • 3 Plenti points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1 point), 2 points at U.S. restaurants and 1 point on other purchases. Terms apply.
  • Earn points in addition to what you can with the Plenti® rewards program. Learn More.
  • Use Plenti® points for things you already buy at AT&T company-owned stores, Rite Aid and more!  Terms and limitations apply.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Plenti® Credit Card from Amex
Annual Fee:
$0
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
15.74% - 25.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
15.74% - 25.74%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee Up to $38

Rewards

Sign-Up Bonus

Earn 5,000 points after you spend $250 in 3 months.

All Purchases

1 point per dollar

No cap on spending

Groceries

3 points per dollar

3 Plenti points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1 point)

Restaurants

2 points per dollar

2 points at U.S. restaurants


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
klcheerio
Great rewards
by klcheerio
Helpful to 20 out of 20

691 Ex 684 TU I applied and was given the "we'll send you a letter explaining" screen. Turns out, I had also applied for the AMEX Blue a few days before (I was approved) and they didn't immediately approve for security reasons. I called in and was told that I'd get a decision via email in 3 business days. Two days later, I was approved. $2800 limit.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Locogus1
by Locogus1
Helpful to 38 out of 41

Be careful when applying for this card. Credit Karma can say there are very good odds for approval. But they only take in consideration experian. Not  equifax or transunion. 


Our Take

Amex is a CK partner

The Plenti® Credit Card from Amex pairs with a free Plenti® rewards membership, giving cardholders the opportunity to earn more rewards points.

What to Like

To apply for The Plenti® Credit Card from Amex, you’ll have to sign up first for the free Plenti® rewards program. Once you start using the credit card, you can earn one point for every dollar spent on eligible purchases. On top of that, if you present your Plenti® rewards membership when you’re paying, you can also earn additional points at participating retailers. There’s no annual fee for the credit card or rewards program membership. 

Look Out For

You don’t need this credit card to earn points from the free Plenti® rewards program, and you can actually pair your rewards membership with any method of payment. This card also comes with a $5 or 3% (whichever is greater) fee on balance transfers.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from December 2016 through May 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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