The Plenti® Credit Card from Amex

Sorry, this offer is no longer available on Credit Karma.
  • Earn 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
  • Terms and Conditions apply.
  • No annual fee and no annual fee for Additional Cards.
  • 3 Plenti points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1 point), 2 points at U.S. restaurants and 1 point on other purchases. Terms apply.
  • Earn points in addition to what you can with the Plenti® rewards program. Learn More.
  • Use Plenti® points for things you already buy at AT&T company-owned stores, Rite Aid and more!  Terms and limitations apply.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Plenti® Credit Card from Amex
Annual Fee:
$0
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
15.74% - 25.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
15.74% - 25.74%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee Up to $38

Rewards

Welcome Bonus

Earn 5,000 points after you spend $250 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Groceries

3 points per dollar

3 Plenti points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1 point)

Restaurants

2 points per dollar

2 points at U.S. restaurants


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
PraSanVar
Going good.. and looking good
by PraSanVar
Helpful to 24 out of 25

I was new to the US when I applied for this card. Had to submit a few documents as proof to Amex and finally after 15-20 days of scrutiny, was approved for $1000 credit line. I use the Plenti points I earn at Exxon gas stations (I get at least one free gas fill up a month with the accumulated points). I pay off all the amounts every month. Exactly 6 months later to the date of activating my account, I received a credit line increase to $3000. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
PraSanVar
Going good.. and looking good
by PraSanVar
Helpful to 24 out of 25

I was new to the US when I applied for this card. Had to submit a few documents as proof to Amex and finally after 15-20 days of scrutiny, was approved for $1000 credit line. I use the Plenti points I earn at Exxon gas stations (I get at least one free gas fill up a month with the accumulated points). I pay off all the amounts every month. Exactly 6 months later to the date of activating my account, I received a credit line increase to $3000. 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from May 2017 through October 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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