The Plenti® Credit Card from Amex

Sorry, this offer is no longer available on Credit Karma.
  • Earn 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
  • Terms and Conditions apply.
  • No annual fee and no annual fee for Additional Cards.
  • 3 Plenti points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1 point), 2 points at U.S. restaurants and 1 point on other purchases. Terms apply.
  • Earn points in addition to what you can with the Plenti® rewards program. Learn More.
  • Use Plenti® points for things you already buy at AT&T company-owned stores, Rite Aid and more!  Terms and limitations apply.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Plenti® Credit Card from Amex
Annual Fee:
$0
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
15.74% - 25.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
15.74% - 25.74%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee Up to $38

Rewards

Welcome Bonus

Earn 5,000 points after you spend $250 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Groceries

3 points per dollar

3 Plenti points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1 point)

Restaurants

2 points per dollar

2 points at U.S. restaurants


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
m0t0rhe4d
Great rewards everywhere.
by m0t0rhe4d
Helpful to 14 out of 15

Had fair rsiting from CK for this card and the AMEX Cash card. Applied for the cash card and got approved for $1000 (CK TU 681 & EQ 681). Since they already pulled my credit I decided to apt for this too. I applied too early so they called me and told me they had to wait for 5 days and I would get an answer. Got an email today and got a $5000 CL!!! Also got $2000 from Discover, $1500 From Cahse all at the same time. Very Surprised of the $5000 tho. My credit was 579 in November and I paid off my badies and rebuilt in a few months but I haven't been late on anything for the past 3 years. 80% on time over 7 years because of Student Loans. Hopefully this helps some of you make a decision. My current CK tells me my chances are Poor for the card but my score dropped to 661 because of hard inquiries. Excited.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
m0t0rhe4d
Great rewards everywhere.
by m0t0rhe4d
Helpful to 14 out of 15

Had fair rsiting from CK for this card and the AMEX Cash card. Applied for the cash card and got approved for $1000 (CK TU 681 & EQ 681). Since they already pulled my credit I decided to apt for this too. I applied too early so they called me and told me they had to wait for 5 days and I would get an answer. Got an email today and got a $5000 CL!!! Also got $2000 from Discover, $1500 From Cahse all at the same time. Very Surprised of the $5000 tho. My credit was 579 in November and I paid off my badies and rebuilt in a few months but I haven't been late on anything for the past 3 years. 80% on time over 7 years because of Student Loans. Hopefully this helps some of you make a decision. My current CK tells me my chances are Poor for the card but my score dropped to 661 because of hard inquiries. Excited.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2017 through November 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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