The Blue Business℠ Plus Credit Card from American Express

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  • Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. 
  • More buying power for your business* means more opportunities to earn points. That’s everyday business with the new Blue Business Plus Card. 
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  •  No Annual Fee 
  • Terms Apply
Annual Fee:
$0
Purchase Intro APR:
0%
(15 Months)
Purchase Regular APR:
13.24% - 21.24%*
Variable
Balance Transfer Intro APR:
0%
(15 Months)
Balance Transfer Regular APR:
13.24% - 21.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee Up to $38
Penalty APR 29.99%* Variable
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee $38

Rewards

Welcome Bonus

Earn 10,000 points after you spend $3,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
by Anonymous
Helpful to 11 out of 14

They apprioved me with 698 credit scoregave me 2000 limit upon approval, i messed on the online application when i was typing my name in i call the customer service they were very prompt and helpful.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
miraash007
Wish i had NOT opened this account.
by miraash007
Helpful to 6 out of 7

I have a good credit score (750s). American Express would only approve me for $2,000 credit limit. When i specifically explained i wanted around $4,000 to do a balance transfer. So, i applied and then found out i couoldn't not roll over the amount of money I wanted to. So i rolled over 1,500 because that's all that they would allow. Also, having that card 80% full has really caused i dip in my credit score.
I called discover and asked about a balance transfer I was approved for a much higher amount immediately after speaking to American Express. Citibank and Discover are better options in my opinion. 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2018 through November 2018. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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