TrueEarnings® Card from Costco and American Express - EXPIRED OFFER

Sorry, this offer is no longer available on Credit Karma.
Apply By Phone
Apply by phone: 1-800-297-6700
  • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
  • You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
  • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
  • Terms and restrictions apply.
  • Visit our credit card partner’s site in order to learn more and securely apply for the TrueEarnings® Card from Costco and American Express
Annual Fee:
$0 with your paid Costco Membership
Purchase Intro APR:
0%
(on Purchases for 6 months)
Purchase Regular APR:
15.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
Yes

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.24%
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR See Terms
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee See Terms

Rewards

All Purchases

1%% cash back per dollar

No cap on spending

Gas

3% cash back per dollar

Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.

Restaurants

2% cash back per dollar

Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.

Airfare

2% cash back per dollar

Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.


Our Take

The TrueEarnings® Card from Costco and American Express is perfect for consumers looking to earn rewards on their purchases. Cardholders enjoy 3% at US gas stations up to $4,000 per year in purchases, 2% at US restaurants along with 1% on all other purchases! This card doubles as a Costco membership card, with no annual fee for Costco members.

In addition to the rewards, this card also offers some great money-saving features like 0% intro on purchases for 6 months.

With rewards and low intro rates the TrueEarnings® Card from Costco and American Express is great for those consumers looking to get more for their money.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2016 through November 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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