TrueEarnings® Card from Costco and American Express - EXPIRED OFFER

  • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
  • You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
  • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
  • Terms and restrictions apply.
  • Visit our credit card partner’s site in order to learn more and securely apply for the TrueEarnings® Card from Costco and American Express
Annual Fee:
$0 with your paid Costco Membership
Purchase Intro APR:
0%
(on Purchases for 6 months)
Purchase Regular APR:
15.24%*
Variable
Balance Transfer Intro APR:
YES
Balance Transfer Regular APR:
Yes

Offer Details

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.24%
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Balance Transfer Fee 3%, Min: $5

Rewards

All Purchases

1%% cash back per dollar

No cap on spending

Gas

3% cash back per dollar

Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.

Restaurants

2% cash back per dollar

Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.

Airfare

2% cash back per dollar

Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
Got Approved!
by Anonymous
Helpful to 27 out of 28

I am rebuilding my credit and my current credit score that shows in Credit Karma is 623. They sent me a prescreened offer through the mail and applied for it. I was so surprised I got approved for 5K credit limit!

 

Just very thankful they have trusted me with the amount given my low score. I have been trying to rebuild my credit for the past 2 years and no cards would give me this higher amount of CL.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
indygo31
Dont go just by the reviews
by indygo31
Helpful to 4 out of 4

 

I applied AMEX Costco card with a CS of 718 and got rejected. I wrote AMEX a detailed letter to reconsider my application based on my previous record with them (I have a AMEX GOLD Charge Card with annual, Fee of $125).But they again rejected my application.

So I would advice everyone to just have good Credit Rating and low balances before going for American express Credit Cards. Just don’t go by reviews and someone else application experiences. Every application is Unique.

Best Of Luck


Our Take

The TrueEarnings® Card from Costco and American Express is perfect for consumers looking to earn rewards on their purchases. Cardholders enjoy 3% at US gas stations up to $4,000 per year in purchases, 2% at US restaurants along with 1% on all other purchases! This card doubles as a Costco membership card, with no annual fee for Costco members.

In addition to the rewards, this card also offers some great money-saving features like 0% intro on purchases for 6 months.

With rewards and low intro rates the TrueEarnings® Card from Costco and American Express is great for those consumers looking to get more for their money.

Similar Offers

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from February 2015 through July 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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