Hilton Honors™ Surpass® Card from American Express

Apply by phone: 800-297-6700
  • Limited Time Offer: Earn 100,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card within your first 3 months. Offer Ends 5/31/17. 
  • Terms Apply.
  • Earn a free weekend night on your anniversary date of Card approval. Some hotels may have mandatory services and resort charges. Terms Apply.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
  • As a Hilton Honors™ Surpass® Card Member you'll receive Hilton Honors Gold status
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Hilton Honors™ Surpass® Card from American Express
Annual Fee:
$75
Purchase Intro APR:
N/A
Purchase Regular APR:
15.99% - 19.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
15.99% - 19.99%*
Variable

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee Up to $38

Rewards

Sign-Up Bonus

Earn 100,000 points after you spend $3,000 in 3 months.

All Purchases

3 points per dollar

No cap on spending

Gas

6 points per dollar

Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.

Groceries

6 points per dollar

Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.

Restaurants

6 points per dollar

Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.

Entertainment

12 points per dollar

Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio


Our Take

If you’re a frequent traveler, the Hilton Honors™ Surpass® Card from American Express is definitely worth considering.

What to Like

The Hilton Honors™ Surpass® Card from American Express offers all sorts of rewards. For starters, cardholders can get 100,000 Hilton Honors™ Bonus Points after spending $3,000 in purchases in the first 3 months (offer ends 05/31/2017). You can also earn 12x points at participating hotels and resorts, 6x points at U.S. restaurants, supermarkets and gas stations and 3x points on all other purchases.

Look Out For

This card comes with a $75 annual fee. There are also balance transfer and foreign transaction fees, and a high Penalty APR that can be applied after missed payments.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2016 through March 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.