The Amex EveryDay® Preferred Credit Card from American Express

Sorry, this offer is no longer available on Credit Karma.
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months. 
  • Terms Apply.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply. 
  • 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply. 
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Amex EveryDay® Preferred Credit Card from American Express
Annual Fee:
$95
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
13.74% - 23.74%*
Variable
Balance Transfer Intro APR:
0%
(12 Months)
Balance Transfer Regular APR:
13.74% - 23.74%*
Variable

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee Up to $38

Rewards

Welcome Bonus

Earn 15,000 points after you spend $1,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Gas

2 points per dollar

2x points at US gas stations.

Groceries

3 points per dollar

3x points at US supermarkets on up to $6,000 per year in purchases (then 1x).


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Pele808
Thanks Amex
by Pele808
Helpful to 29 out of 30

Got this card with a 2k limit. In the midst of rebuilding credit...scores 688 and 703. Spent the 1k to receive the 15k points bonus, and met the 30 purchases within a billing cycle for the extra 50%. Applied for a CLI on day 61 of having the account and was instantly approved for 6k limit. Great card so far no complaints.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
this card is not as advertised
by Anonymous
Helpful to 5 out of 8

The problem with this card is that it is not that bad, however it is advertised as being a points card; but since I have been using it off and on for a couple of months I have not earned a single point on this card. I let them know what is wrong with the card and both reps said something completely different; one told me I had to make a payment for that billing cycle and another told me that I don't earn points for the first month. I think that these reasons are too convenient it seems like the rep's looked at the most obvious solution and used that as an excuse why the card is not earning points. This is a trivial complaint but how I see it is if you have to contact the cc company for any issues, “To me” that is not a good sign.


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from May 2017 through October 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.