The Amex EveryDay® Preferred Credit Card from American Express

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  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Terms and Conditions apply.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking through amextravel.com.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Amex EveryDay® Preferred Credit Card from American Express
Annual Fee:
$95
Purchase Intro APR:
0%*
(12 Months)
Purchase Regular APR:
13.24% - 23.24%*
Variable
Balance Transfer Intro APR:
0%*
(12 Months)
Balance Transfer Regular APR:
13.24% - 23.24%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.49%
Cash Advance Fee 3%, Min: $5
Late Fee Up to $37
Penalty APR 29.49%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee Up to $37

Rewards

Sign-Up Bonus

Earn 15,000 points after you spend $1,000 in 3 months.

All Purchases

1 point per dollar

No cap on spending

Gas

2 points per dollar

3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.

Groceries

3 points per dollar

3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
9CLINE
Revolver W/MR Points, 50% Extra Points
by 9CLINE
Helpful to 35 out of 38

         Got this card instant approval online, waited 61 days and moved some of my limit over from my BCE to this baby..I am really loving this card so far. Normally I don't take the preferred cards if they have annual fees,but this one I felt would serve me well. For me it's the perfect compliment to the BCE,(plus they look alot alike too). I  like getting the MR points instead of the % back,seems like my % back never amounted to much. I get 3X pts. for groceries up to $6,000/yr. and 2X pt. for gas,then 1pt. all else. I also get an extra 50% of points for every billing period I use the card for 30 purchases or more. All this plus EMV and the ability to pay for purchases with points...

       The few times I've used customer service have been fab..Love the chat, tweet, and facebook choices. Of course I can just call or use the community,I get a lot of my just wondering questions answered that way..lol I personally think they have one of the best customer services I've used. That's my opinion and from what I've dealt with so far. I know the card won't be for everyone,but if you use your card a lot and want a go to card you can't go wrong here.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
mindjazz
Worked well for me at one time.
by mindjazz
Helpful to 15 out of 17

When I was purchasing new appliances and purchasing a lot of home improvement items, the card worked very well for me. After a year I'm finding it difficult to make the 30 required purchases. The no interest perk has also ended, so just isn't for me anymore. I am transferring my credit limit to my newly approved Blue Cash Preferred  where I'll earn 6% back on grocery shopping up to $6000 per year. I can also purchase gift cards at the grocery store as well as wines, and earn the rewards, and 3% fuel rewards. 


Our Take

The Amex EveryDay® Preferred Credit Card from American Express offers beefed up rewards and perks in return for an annual fee.

What to Like

There’s a lot to earn here. Cardholders can earn 15,000 points after making $1,000 in purchases in the first 3 months. You can also pick up 3x points on up to $6,000 at supermarkets (then 1x) and 2x points at gas stations. And that’s all on top of perks like American Express’ Roadside Assistance Hotline.

Look Out For

All the perks come at a bit of a price: The Amex EveryDay® Preferred Credit Card from American Express has a $95 annual fee. There are also balance transfer and foreign transaction fees.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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