The Amex EveryDay® Preferred Credit Card from American Express

Cardholders' Choice i
Cardholders' Choice i
Sorry, this offer is no longer available on Credit Karma.
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months. 
  • Terms Apply.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply. 
  • 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply. 
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Amex EveryDay® Preferred Credit Card from American Express
Annual Fee:
$95
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
13.74% - 23.74%*
Variable
Balance Transfer Intro APR:
0%
(12 Months)
Balance Transfer Regular APR:
13.74% - 23.74%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee Up to $38

Rewards

Sign-Up Bonus

Earn 15,000 points after you spend $1,000 in 3 months.

All Purchases

1 point per dollar

No cap on spending

Gas

2 points per dollar

2x points at US gas stations.

Groceries

3 points per dollar

3x points at US supermarkets on up to $6,000 per year in purchases (then 1x).


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Physh1
Happy with approval for $8k
by Physh1
Helpful to 35 out of 35

I just applied today for this card & was instantly approved for $8000. I'm 15 months into a heavy focus on rebuilding my credit which I destroyed in 2008/2009 when I lost my job. This card joins my recently approved Discover IT, Barclay CashRewards World MC, & Cap1 QS cards. I started 15 months ago with a Cap1 secured card & now I'm here.

My approval was based on these facts plus whatever Amex looks for...Experian Fico 8 score is 754 (which Amex uses), $80k income, 4 fresh hard inquiries, and short AAoA.
I was hesitant to apply. as I'd had Gold & Platinum charge cards that were closed (in good standing) by Amex because of my late defaulting on other cards & Credit Karma said my chances of approval were poor. My Credit Karma Vantage 3.0 scores were 737 for Transunion & 747 for Equifax. My credit scores have jumped over 150 points in the last year or so & this approval really made me happy. I'm looking forward to the everyday bonuses & rewards package which does suite my spending habits well. For now I give this 4 stars simply because.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
mindjazz
Worked well for me at one time.
by mindjazz
Helpful to 18 out of 21

When I was purchasing new appliances and purchasing a lot of home improvement items, the card worked very well for me. After a year I'm finding it difficult to make the 30 required purchases. The no interest perk has also ended, so just isn't for me anymore. I am transferring my credit limit to my newly approved Blue Cash Preferred  where I'll earn 6% back on grocery shopping up to $6000 per year. I can also purchase gift cards at the grocery store as well as wines, and earn the rewards, and 3% fuel rewards. 


Our Take

The Amex EveryDay® Preferred Credit Card from American Express offers beefed up rewards and perks in return for an annual fee.

What to Like

There’s a lot to earn here. Cardholders can earn 15,000 points after making $1,000 in purchases in the first 3 months. You can also pick up 3x points on up to $6,000 at supermarkets (then 1x) and 2x points at gas stations. And that’s all on top of perks like American Express’ Roadside Assistance Hotline.

Look Out For

All the perks come at a bit of a price: The Amex EveryDay® Preferred Credit Card from American Express has a $95 annual fee. There are also balance transfer and foreign transaction fees.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2016 through March 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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