Blue Cash Preferred® Card from American Express

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  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 
  • NEW 6% Cash Back on select U.S. streaming subscriptions. 
  • NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. 
  • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018. 
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24% 
  • $95 annual fee. 
  • Terms Apply.
Annual Fee:
$95
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
15.24% - 26.24%*
Variable
Balance Transfer Intro APR:
0%
(12 Months)
Balance Transfer Regular APR:
15.24% - 26.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 27.49%* Variable
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.99%* Variable
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee Up to $38

Rewards

Welcome Bonus

Earn $250 after you spend $1,000 in the first 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Gas

3% cash back per dollar

3% cash back at U.S. gas stations

Groceries

6% cash back per dollar

6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Streetglide59
Great cash back rewards
by Streetglide59
Helpful to 57 out of 58

This is my go to card for every day purchases at grocery stores, paying for gas at the pump, cell phone and cable bill. The cash back rewards add up quick and like the flexibility on how you can spend the rewards. You can take a statement credit or use to purchase gift cards and of course the online shopping catalog. I pay my balance each month. I applied for the card in 2013 with a FICO of 720 and was approved with a $5,000 limit. In 6 months, they raised my limit to $11,500 and after 2 years they raised it to where it currently sits at $17,100. The application process was easy and was approved in a matter of seconds after the online submit. As always, American Express has awesome customer service and I would definitely recommend this card. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
X25064
Usefulness depends on usage.
by X25064
Helpful to 19 out of 20

I don't carry a balance. Never have, never will. I use cards to keep a score and pay for things I can already afford, but want to shift the burden on my back account around for. That said, this cards highlight is it's cash back ability. I don't use it for groceries much but did use it for gas a bit. I always felt that the cash back rate was still slower than my Capital One Quicksilver One card. It was not at all worth the $150 annual fee. I downgraded to the Cash Magnet card which Amex did for me no questions asked. I've never had an issue with Amex service as it's excellent, their app is fantastic, and their general services such as rental insurance and foreign exchange services are top notch.


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2018 through April 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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