American Express Serve®

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  • Your Full Service Reloadable Prepaid Account. (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • FREE Direct Deposit gets you access to your money up to 2 days faster.
  • FREE ATM withdrawals at over 24,000 ATMs nationwide.
  • FREE Online Bill Pay and money management tools.
  • Enjoy American Express service and security 24/7. Shop online and off and enjoy Card Membership benefits like Purchase Protection*.
  • Underwritten by AMEX Assurance Company. Subject to additional terms, conditions, and exclusions.
Annual Fee:
See Terms*
Purchase Intro APR:
N/A
Purchase Regular APR:
N/A
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee N/A
Penalty APR N/A
Balance Transfer Fee N/A
Foreign Transaction Fee See Terms*
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
As good as debit cards come.
by Anonymous

As long as one doesn't drain the balance of this card every month, one should have any difficulties. Unlike Accountnow which charges a monthly serve charge of $9.95 as well as w withdrawl fee whenever the card is used to pull cash or account is drawn upon directly by a creditor, I have had this card for the better part of two years and have yet to pay a single fee to maintain the account. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
poor overall service
by Anonymous
Helpful to 3 out of 3

Off shore customer suppor with little or no comprehension or common sense. Fraudulent transactions are apparently higher then with most cards and they offer little more then rhetoric when you try to communicate,  reading from a script. Can take weeks to resolve fraud transactions.Look elsewhere


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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