American Express Serve®

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  • Your Full Service Prepaid Debit Card. (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • Free Direct Deposit gets you access to your money up to 2 days faster.  (2)
  • Free ATM withdrawals at over 24,000 MoneyPass® ATMs nationwide.  (3)
  • Free Online Bill Pay and money management tools.
  • Enjoy American Express service and security 24/7. Shop online and off and enjoy Card Membership benefits like Purchase Protection.*
  • *Underwritten by AMEX Assurance Company. Subject to additional terms, conditions, and exclusions.
  • See additional American Express Serve® details
Annual Fee:
See Terms*
Purchase Intro APR:
N/A
Purchase Regular APR:
N/A
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee N/A
Penalty APR N/A
Balance Transfer Fee N/A
Foreign Transaction Fee See Terms*
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
As good as debit cards come.
by Anonymous
Helpful to 2 out of 2

As long as one doesn't drain the balance of this card every month, one should have any difficulties. Unlike Accountnow which charges a monthly serve charge of $9.95 as well as w withdrawl fee whenever the card is used to pull cash or account is drawn upon directly by a creditor, I have had this card for the better part of two years and have yet to pay a single fee to maintain the account. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
Worst card EVER!
by Anonymous
Helpful to 3 out of 3

Don't get tricked into using this prepaid card, there customer service is horrible and completely lacking in any ethics. I had this card for two years used it without issue. I then had a charge on my card that I disputed and went thru MONTHS of trying to get my money back!!!! They still refuse to acknowledge their mistakes or refund the money then sent me a letter claiming "fraud" and permanently LOCKED THE CARD DOWN. Unreal!!! Joke of a business just a money maker for AMEX !! Do not USE!!


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2017 through November 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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