Frontier Airlines World Mastercard® review

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In a Nutshell

The Frontier Airlines World Mastercard® comes with a fairly easy-to-earn sign-up bonus and helpful perks. But it’s mostly useful if you’re OK with a no-frills flying experience.

Louis DeNicola is a personal finance writer and has written for American Express and Discover. We generally make money when you get a product (like a credit card or loan) through our platform, but we don’t let that cloud our editorial opinions. Learn more about how we keep this compensation from affecting our editorial views.
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The Frontier Airlines World Mastercard® is a great option for travelers who enjoy or can benefit from Frontier’s low-cost, bare bones offerings.

The recently updated Frontier Airlines World Mastercard® has a variety of cardholder benefits designed to appeal to occasional and frequent Frontier flyers alike. However, the airline’s ultra-low-cost approach may not be for you, and you’ll also want to consider this Frontier credit card’s $79 annual fee before applying.

What we like Heads up
APR
  • 0% introductory APR on balance transfers for 15 months from each balance transfer made within 45 days of account opening (with a 17.74%, 21.74% or 26.74% variable APR after that)
  • Promotional 0% APR doesn’t apply to purchases
  • 17.74%, 21.74% or 26.74% variable APR on purchases, depending on your creditworthiness
Fees and penalties
  • No foreign transaction fee
  • $79 annual fee
  • 3% balance transfer fee ($5 minimum)
Rewards
  • 40,000-mile sign-up bonus if you make $500 on purchases within the first 90 days of opening an account and pay the annual
  • Earn 5 myFRONTIER℠ miles per $1 spent on qualifying purchases from Frontier Airlines
  • Earn 3 miles per $1 spent at restaurants
  • Earn 1 mile per $1 spent on other purchases
  • Miles expire if there’s no activity in your myFRONTIER℠ account for 6 months
  • Only earn 1 Qualifying Status Mile per $1 spent on purchases to count toward Elite Status
Other benefits
  • $100 Frontier flight voucher if you spend $2,500 or more on purchases during your card membership year
  • Zone 2 boarding
  • Award redemption fee waiver
  • Account pooling
  • $100 flight voucher expires 180 days after it’s issued

  1. The rundown: Everything we like about the Frontier Airlines World Mastercard®
  2. Heads up: What you should consider before applying for the Frontier Airlines World Mastercard®
  3. Do the math: How to get the most out of the Frontier Airlines World Mastercard®
  4. The competition: How the Frontier Airlines World Mastercard® stacks up against similar cards
  5. Bottom line: Is the Frontier Airlines World Mastercard® right for you?

The rundown: Everything we like about the Frontier Airlines World Mastercard®

There’s a lot to like about this Frontier credit card. Here are a few of the highlights:

The sign-up bonus

While many other travel rewards cards require you to spend $1,000 or more to qualify for a sign-up bonus, the Frontier Airlines World Mastercard® has a lower, $500 spend requirement. The 40,000 bonus miles you earn from the sign-up bonus can earn you two economy round-trip tickets within the U.S. and Puerto Rico, although there will be taxes and fees from $11.20 per ticket.

Share miles with friends and family

Frontier Airlines World Mastercard® cardholders get access to account pooling, a feature that’s also available to those with FRONTIER℠ Miles Elite Status. The airline calls this “family pooling,” but no family ties are needed. You can choose up to eight other people regardless of whether they’re family or friends. Each pool has one “head” who can redeem miles from the connected accounts.

Miles from purchases count toward Elite Status

With some restrictions, you’ll earn one Qualifying Mile for each dollar you spend on purchases with the Frontier Airlines World Mastercard®. The Qualifying Miles count toward Elite Status in Frontier’s FRONTIER℠ Miles program. With some other cobranded airline cards, the miles you earn by making purchases can be redeemed for travel but won’t help you qualify for the airline’s specialized traveler status. With the Frontier Airlines World Mastercard®, you’ll earn miles and Qualifying Miles for Elite status.

There are three Elite Status levels — Elite 20k, Elite 50k and Elite 100k — that you can reach after accruing 20,000 Qualifying Miles, 50,000 Qualifying Miles or 100,000 Qualifying Miles, respectively, through purchases and flights during a calendar year.

Frontier Airlines World Mastercard® cardholders receive some of the benefits that come with Elite 20k status, including account pooling. Additional perks for the Elite 20k level include a complimentary carry-on, advance seat assignments and upgrades to more comfortable seats if any are available at check-in.

Annual flight voucher

The Frontier Airlines World Mastercard® offers a $100 Frontier Airlines flight voucher after your account anniversary if you make at least $2,500 in purchases during your card membership year.

The flight voucher expires 180 days after it’s issued and can only be used for a single booking on flyfrontier.com (if you spend less than $100 you’ll lose the remaining balance). However, you can use the voucher to book a flight that takes place after the expiration date.

Heads up: What you should consider before applying for the Frontier Airlines World Mastercard®

The Frontier Airlines World Mastercard® isn’t a great fit for everyone. A few things to know before signing up …

$79 annual fee from the start

The card charges a $79 annual fee each year. Many other credit cards waive the annual fee for the first year. For example the Capital One® Venture® Rewards Credit Card has an annual fee of $0 intro, $95 after first year. Some credit cards have no annual fee.

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Frontier Airlines may not appeal to everyone

Frontier Airlines is an ultra-low-cost carrier, which means it may charge fees for many things that are often included in the price of a ticket on a full-service airline. The base cost of a Frontier ticket might be less than you can find elsewhere, but that only confirms you’ll have a place on the plane and can bring a personal item that fits under the seat in front of you.

Just about everything else, including a carry-on bag, choosing your seat in advance or in-flight beverages, comes with fees. There’s no in-flight entertainment and standard seats are “pre-reclined” and can’t be adjusted. Seats with extra legroom and that can fully recline are available for an additional charge.

There are also fees to redeem miles for a flight, although redemption fees are waived for Frontier Airlines World Mastercard® cardholders.

Check Frontier’s flight routes

Frontier, based in Denver, Colorado, has hubs across the country, including in Las Vegas, Austin and Orlando and routes to more than 80 destinations, including Mexico and Canada.

However, the airline is still smaller than many competitors, so you should make sure Frontier flies between a nearby airport and your likely destinations. Also, check to see when the flights are available, as some routes are seasonal and, even when in season, there may only be a few flights each week.

There’s no 0% introductory rate on purchases

The Frontier Airlines World Mastercard® offers a 0% introductory APR for 15 months on balance transfers made within 45 days of opening your account, and charges a 3% balance transfer fee, with a minimum fee of $5. Once the introductory period ends, the variable APR on transferred balances rises to a variable 17.74%, 21.74% or 26.74%.

However, even if you have a balance transfer balance on your account, your purchases won’t accrue interest if you pay off at least your entire purchase balance on time and in full each month.

Your miles can expire

All your myFRONTIER℠ Miles will expire if there isn’t any account activity for six months (at least one purchase on your Frontier Airlines World Mastercard® every six months).

Do the math: How to get the most out of the Frontier Airlines World Mastercard®

  • Earn the sign-up bonus. We don’t recommend making purchases you wouldn’t have otherwise only to earn the sign-up bonus. You’ll have to spend around $167 during the first 90 days (about three months).
  • Travel together and pool miles. The ability to combine your miles with friends and family is a useful way to take advantage of the card’s rewards.
  • Earn and use the flight voucher. Have a plan for how you can make $2,500 in purchases each card membership year and make sure you redeem the $100 voucher before it expires.

The competition: How the Frontier Airlines World Mastercard® stacks up against similar cards

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If you want a travel rewards credit card but are looking for more flexible rewards than the Frontier Airlines World Mastercard® offers, the Chase Sapphire Preferred® Card could be a good pick. Learn more about how to maximize the benefits of the Chase Sapphire Preferred® Card.

JetBlue Card

JetBlue could be more appealing than Frontier to some travelers given JetBlue’s focus on friendly in-flight service, free snacks and entertainment. Read our comparison of the JetBlue credit cards.


Bottom line: Is the Frontier Airlines World Mastercard® right for you?

Like many co-branded credit cards, the Frontier Airlines World Mastercard® may be best suited for someone who already regularly travels on Frontier. However, frequent and infrequent travelers alike could benefit from the card’s perks.

That being said, if you don’t want to deal with an unbundled booking and travel experience, or don’t live near one of Frontier’s main travel hubs, you may want to consider a different co-branded airline card or a more flexible travel rewards card.


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