Battle of the cash back cards: Chase Freedom Unlimited® vs. Capital One Quicksilver Cash Rewards Credit Card

A couple with their son enjoyed a shopping trip using a credit cardImage: A couple with their son enjoyed a shopping trip using a credit card
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Chase Freedom Unlimited® and the Capital One Quicksilver Cash Rewards Credit Card both offer cash back.

Chase Freedom Unlimited® and the Capital One Quicksilver Cash Rewards Credit Card stand out from the cash back pack.

But pit these two cards against each other, and the competition becomes tight.

After digging into the fine print and weighing other factors besides the cash back rate, we found that Chase Freedom Unlimited® squeezes past its rival as the better option.


Heads up: What to consider when applying for a cash back card

Everyone’s lifestyle and financial situation is unique, so you’ll have to figure out whether a cash back card is best for you. Do you travel regularly? If so, a travel rewards card might be a better option.

If you’re sure that a cash back card makes the most sense for you, the next step is to figure out whether you want one like the two presented here.


Bottom line

If you’re looking for a cash back card and know you’ll pay off your balance monthly, it’s hard to go wrong with either the Chase Freedom Unlimited® or Capital One Quicksilver Cash Rewards Credit Card.

If neither card seems right for you, don’t stress. While both are excellent cash back cards, they’re far from the only options out there.

Here are two more cash back cards that may fit better with your lifestyle and spending habits.


About the author: Les Masterson has covered presidential politics, local government, personal finance, credit cards, insurance, healthcare and everything in between in his 20-plus years in journalism and content creation. He has won aw… Read more.