Best Credit Card Offers: New Credit Cards for 2017

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In a Nutshell

Looking for your next credit card? Find out which new credit card offers just hit the market and which one may be right for you.

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We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

Is it time to add a new credit card to your wallet? Are you looking for the next latest and greatest card?

If you love credit cards and want to take advantage of the newest offers, this is the destination for you.

Here we cover new credit cards on the market, combing through the fine print to give you tricks and tips. We update this page with recent cards, so come back to keep yourself up to date on fresh credit card offers. It’s the end of the year and new credit cards are still rolling out!

Whether you’re looking for a travel rewards credit card or cash back, we’ve got you covered with reviews that detail the pros and cons of these cards.

With all that said, let’s take a look at some of the best credit card offers to hit the market in recent months.

New credit cards for 2017

Uber Visa® Card First-ever ride-sharing credit card
Capital One® Savor℠ Cash Rewards Credit Card Best cash back rewards for frequent diners
Blue Delta SkyMiles® Credit Card from American Express  No annual fee
UnitedSM TravelBank Card
**This offer is no longer available on our site.
 No annual fee
Bank of America® Premium Rewards® Credit Card  Great for Bank of America® customers
PayPal Cashback Mastercard®  Offers 2 percent cash back
Alliant Cashback Visa® Signature Credit Card Best cash back rewards for big spenders
Amazon Prime Rewards Visa Signature Card Best cash back rewards for Amazon Prime members

  1. Should I apply for a new credit card in 2017?
  2. The new credit card dilemma: Buy into the hype, or wait?
  3. Heads up: Mistakes to avoid when getting a new credit card
  4. How to evaluate credit card offers that are new to the market
  5. How often can I apply for a new card without it hurting my credit score?

Uber Visa® Card

Barclays and Uber are teaming up on the first-ever ride-sharing credit card.

With the Uber Visa® Card, you’ll earn an elevated level of points for purchases you make through services such as Airbnb, UberEATS and TaskRabbit. And you can redeem those rewards for Uber rides or cash back.

Let’s take a closer look.

Availability

New cardholders can apply as of November 2017.

Who’s it for?

The Uber Visa® Card is geared toward millennials, who rely on the sharing economy and online subscription services.

Do you prefer to ride with Uber instead of hailing a taxi? Do you find lodging through Airbnb? Do you eat out more than you cook? Do you shop at Amazon Prime? Do you listen to Pandora or Spotify? Are you hooked on HBO or Hulu? Is Netflix-and-chill in your vocabulary?

If you answered yes, then you might love this card.

Why we like it

The Uber Visa® Card provides a one-time sign-up bonus of 10,000 points after spending $500 in purchases in the first 90 days after opening the account.

When you eat out, you’ll receive four points, or 4 percent back, for every dollar you spend at restaurants and bars, including UberEATS. You’ll receive three points, or 3 percent back, for every dollar you spend on airfare, hotels and even Airbnb.

You’ll also receive two points, or 2 percent back, for every dollar you spend on Uber rides, online shopping, online services and video and music streaming services. This includes Netflix, Pandora, Apple Music, HBO Now and TaskRabbit.

What can you do with all these points, you ask? You can redeem your rewards for Uber rides or cash back.

Another great feature of the Uber Visa® Card is the cellphone protection. Have you ever dropped your iPhone and cracked the screen? Has your cellphone ever been stolen?

As long as you pay your wireless telephone bill with your credit card, the cellphone protection will provide coverage of up to $600 per claim (max $1200 per 12-month period) after a $25 deductible if your phone is damaged, stolen or goes missing.

Of course, we love that there’s no annual fee for this credit card.

What to watch out for

This card offers up to a $50 annual credit for online subscription services like Netflix. This seems cool, until you realize you must spend $5,000 each account year to qualify. Just be careful not to spend more than you normally would for a tiny credit.

Note that if you share the Uber Visa® Card with an authorized user, only you will be allowed to redeem points for Uber credits through the Uber mobile app.

Also, you may struggle to use the rewards toward Uber pool rides, because the minimum redemption is $5.

Other cards like it

The Uber Visa® Card is a unique credit card that revolves around the sharing economy and online subscription services. You’ll be hard-pressed to find anything else like it.

That said, the Chase Freedom® and Chase Freedom Unlimited® each offer a sign-up bonus of $150 after spending $500 in purchases in the first 3 months from opening the account. Also, several Wells Fargo credit cards, including the Wells Fargo Cash Wise Visa® Card, provide similar cellphone protection as the Uber Visa® Card.


Capital One® Savor℠ Cash Rewards Credit Card

From our partner
See Details, Rates & Fees

One of the more impressive cash back credit cards to hit the market in 2017, the Capital One® Savor℠ Cash Rewards Credit Card is an enticing option for restaurant lovers and foodies.

With this card in your wallet, you’ll earn 3 percent cash back on dining, 2 percent cash back on groceries and 1 percent on all other purchases. The best part? There’s no cap on rewards and a $0 annual fee.

Availability

New cardholders can apply as of October 2017.

Who’s it for?

This card may be a great fit if you dine out more than you cook for yourself. Consider weighing your monthly grocery spending against how much you spend at restaurants.

If you find that the former heavily outweighs the latter, you might want to consider a card like the Blue Cash Everyday® Card from American Express (3 percent cash back at U.S. supermarkets on up to $6,000 in purchases, then 1 percent) instead.

Why we like it

It’s rare for a cash back card to offer unlimited 3 percent cash back on dining and 2 percent cash back on groceries. To do all that with no annual fee? That’s enough to catch our eye.

We also like the relative simplicity of this card, as you won’t be forced to memorize or sign up for categories that change quarterly.

Other perks include fraud coverage, no foreign transaction fees, a complimentary concierge service to help you with bookings, and a $150 sign-up bonus after spending $500 on purchases within the first 3 months of account opening.

Watch out for

For purchases and transfers, the variable annual percentage rate (APR) can range from 15.49 to 24.49 percent percent. If you’re planning on carrying a balance from month to month, this may not be the card for you.

Other cards like it

If you’re a restaurant lover, you may be able to earn similar rewards with other cards.

The Costco Anywhere Visa® Card by Citi offers 3 percent cash back on restaurant purchases and eligible travel purchases. Chase Sapphire Preferred® Card offers two points per dollar spent on dining and travel.


Blue Delta SkyMiles® Credit Card from American Express

From our partner
See Details, Rates & Fees

Availability

New cardholders can apply as of September 2017.

Who’s it for?

The Blue Delta SkyMiles® Credit Card from American Express is targeted at millennial travelers.

Why we like it

It’s not too often you find a travel card with no annual fee.

What’s more: You can score 10,000 bonus miles after spending $500 in purchases during the first 3 months after opening the account.

You’ll earn another two miles for every dollar spent directly with Delta and at U.S. restaurants, along with one mile for all other purchases.

What to watch out for

The trade-off for American Express waiving the annual fee on the Blue Delta SkyMiles® Credit Card from American Express is that you won’t receive all of the benefits offered by some of the more premium Delta-branded cards. The card doesn’t offer a free checked bag, priority boarding or lounge access.

Other cards like it

If you want more premium rewards, consider applying for another Delta-branded card with American Express. For a $450 annual fee, the Delta Reserve® Credit Card offers one free checked bag on Delta flights, priority boarding and Delta Sky Club® access (**This offer is no longer available on our site).


UnitedSM TravelBank Card

**This offer is no longer available on our site.

Availability

New cardholders can apply as of September 2017.

Who’s it for?

The UnitedSM TravelBank Card is great for frequent flyers who are loyal to United Airlines but don’t want to spend more on a premium travel card with an expensive annual fee.

However, if you can’t commit to flying with a single airline, you may be better off with a standard cash back card.

Why we like it

If you spend $1,000 on purchases in the first three months your account is open, you get a sign-up bonus of $150 in United TravelBank cash, which can be used for United purchases.

You’ll also receive 2 percent in TravelBank cash for every dollar spent on United airline ticket purchases, and 1.5% in Travelbank cash for every dollar spent on all other purchases.

Most travel rewards cards charge an annual fee, but not the UnitedSM TravelBank Card.

Frequent travelers may appreciate that the UnitedSM TravelBank Card offers car rental collision insurance, trip cancellation and interruption insurance and doesn’t charge foreign transaction fees.

What to watch out for

The UnitedSM TravelBank Card’s $150 sign-up bonus may be competitive, but you might be able to get a better bonus with a cash back card. The Chase Freedom® and Chase Freedom Unlimited® cards each offer a similar bonus if you spend less money on purchases in the first three months.

Additionally, Barclays, Wells Fargo, and Bank of America feature credit cards that offer a higher sign-up bonus of $200 (in some form) if you spend the same amount ($1,000) on purchases in the first 90 days of account opening.

Another big drawback is that rewards earned through the UnitedSM TravelBank Card must be spent on United flights. Also, unlike some of the more premium United-branded credit cards, the UnitedSM TravelBank Card doesn’t offer a free checked bag on flights, priority boarding or lounge access.

Other cards like it

You might want to consider one of the cash back cards from Chase, Barclays, Wells Fargo or Bank of America. They each offer a better rewards rate and more versatile redemption options.

If you enjoy flying United, you may want to consider one of the airline’s more premium credit cards like the United MileagePlus® Explorer Card, which offers 40,000 bonus miles after spending 2,000 on purchases in the first 3 months your account is open. The card carries a $0 intro, $95 after first year annual fee but offers better benefits, such as priority boarding and a free checked bag on United flights.


Bank of America® Premium Rewards® Credit Card

Bank of America is now offering a new travel rewards card.

The Bank of America® Premium Rewards® credit card edges out the Chase Sapphire Preferred® Card because it features up to $200 in travel statement credit rewards, which is typically only offered by the best travel cards, and it is easier to qualify for the sign-up bonus.

But it doesn’t fare as well against top-notch travel rewards cards that offer more premium benefits.

Let’s take a closer look.

Availability

New cardholders can apply as of September 2017.

Who’s it for?

The Bank of America® Premium Rewards® credit card is ideal for Bank of America® customers. This is because if you are enrolled in the Bank of America® Preferred Rewards program, you can get 25 to 75 percent more rewards on every purchase. This can help you earn a lot more rewards for your spending.

The Bank of America® Premium Rewards® credit card is also great for travelers who want a competitive rewards card but who aren’t willing to spend the big bucks for the top-notch cards in this space. Typically, there’s a high start-up cost (such as a high annual fee) when it comes to earning travel rewards, but not so much with the Bank of America® Premium Rewards® credit card.

The trade-off is a stripped-down benefits structure.

Why we like it

When compared with the best travel rewards cards, the Bank of America® Premium Rewards® credit card’s $95 annual fee isn’t bad. It sure beats the annual fees charged by the Chase Sapphire Reserve℠ ($450) (**This offer is no longer available on our site), the Citi Prestige® Card ($450) (**This offer is no longer available on our site) and Platinum Card® from American Express ($550).

The Bank of America® Premium Rewards® credit card also offers a more attainable sign-up bonus. You’ll receive 50,000 bonus points after spending $3,000 in purchases during the first 90 days after opening your account.

What sets it apart from some of the low-end travel rewards cards is the $100 travel statement credit for qualifying airline purchases you’ll receive each year, along with another $100 statement credit to cover the costs of your Global Entry or TSA Pre✓® application fee every four years.

What to watch out for

The Bank of America® Premium Rewards® credit card’s complicated rewards structure may drive you crazy.

It’s simple enough at first. You’ll earn 2 points for each dollar you spend on travel and dining, and 1.5 points on all other purchases.

Here’s where it gets confusing. To boost your earnings, you can join the Bank of America® Preferred Rewards program, which requires an eligible Bank of America® personal checking account and a 3-month average combined balance of at least $20,000 in qualifying banking and/or investment accounts. The more money you deposit into those accounts, the more points you’ll earn when you spend. To make the most of the rewards card, you’ll need a balance of $100,000 or more.

When it’s time to redeem your points, you’ll get less value than you would with Chase Sapphire Reserve℠. This is because with Chase Sapphire Reserve℠, you get 50 percent more value when you redeem for travel through Chase Ultimate Rewards®. This makes your points go a lot further.

Other cards like it

The Bank of America® Premium Rewards® credit card bills itself as a top-notch travel rewards card, but it falls short when compared with other highly successful cards in this space, like the Chase Sapphire Reserve℠, Platinum Card® from American Express and the Citi Prestige® Card.

Sure, these cards have more expensive annual fees, but they also offer better rewards and benefits.

A more accurate comparison for the Bank of America® Premium Rewards® credit card may be the Chase Sapphire Preferred® Card, which has a $0 intro, $95 after first year annual fee and features a similar rewards structure. When compared with the Chase Sapphire Preferred® Card, the Bank of America® Premium Rewards® credit card comes out on top.


PayPal Cashback Mastercard®

PayPal’s new cash back credit card could turn the industry upside down. The PayPal Cashback Mastercard® offers 2 percent cash back on all purchases without any redemption minimums, and you can start earning right away.

There’s no annual fee, either.

Availability

New cardholders can apply as of August 2017.

Who’s it for?

The PayPal Cashback Mastercard® is great if you’re a PayPal member because the cash back goes straight into your account.

If you’re looking for a simple cash back credit card, the PayPal Cashback Mastercard® offers a competitive 2 percent rate without charging an annual fee.

Why we like it

The PayPal Cashback Mastercard® offers one of the highest cash back rates in the industry. You’ll earn a flat 2 percent cash back on every purchase you make, so you don’t have to worry about hitting certain spending categories.

You will start earning rewards right away. Most credit cards make you wait until your plastic arrives in the mail, but those whose PayPal Cashback Mastercard® applications are approved will be allowed to begin using their card as soon as their account is opened.

With the PayPal Cashback Mastercard®, there is no redemption minimum, as many cash back cards require.

Although there are a few other high-priced credit cards that offer similar 2 percent rewards, what sets the PayPal Cashback Mastercard® apart is that it doesn’t charge an annual fee.

What to watch out for

The PayPal Cashback Mastercard® offers a competitive 2 percent cash back rate, but we’re disappointed by the lack of a sign-up bonus. You may be able to earn more cash back with the Chase Freedom Unlimited®, which offers 1.5 percent cash back on every purchase along with a $150 bonus after you spend $500 on purchases in the first 3 months from account opening. Additionally, there is no minimum to redeem for cash back, and your rewards do not expire as long as your account is open.

This may go without saying, but you must be a PayPal member to qualify for the PayPal Cashback Mastercard® and earn rewards. So if you prefer Venmo or another online payment platform, you should look elsewhere for a credit card.

Other cards like it

If you’re looking for a good cash back card, you may also want to consider the Citi® Double Cash Card, which offers 1 percent cash back on purchases along with another 1 percent as you pay for those purchases.


Alliant Cashback Visa® Signature Credit Card

Serious cash back lovers, look out. There’s a new cash back credit card in town, designed for high-spenders who want to maximize their rewards.

The Alliant Cashback Visa® Signature credit card is designed for cardholders who typically top $50,000 in annual purchases. The card offers 3 percent cash back on all eligible purchases for the first year, then 2.5 percent cash back after that.

Those numbers are notably higher than what you’ll typically see from a cash back card, which explains why this one comes with a $59 annual fee (though it’s waived the first year).

Surprisingly, there’s also a competitive variable APR for purchases and balance transfers— as low as 11.24 percent and as high as 24.24 percent — to go with other benefits like no foreign transaction fees and a $0 fraud liability guarantee.

Availability

New cardholders can apply as of April 2017.

Who’s it for?

This card is a potentially great fit if you tend to use your credit card for every purchase and want to make the most of the cash back rewards.

Heads up: It may be difficult for some applicants to get approved, as Alliant advertises this card as “exclusively designed for those spending $50,000+ a year on their card.”

Why we like it

For starters, the Alliant Cashback Visa® Signature credit card has some of the highest unlimited cash back rewards we’ve ever seen: 3 percent cash back in year one and 2.5 percent back after that.

That’s impressive enough on its own, but it comes with a potentially low variable APR on purchases and balance transfers (ranging from 11.24 to 24.24 percent depending on your creditworthiness), no foreign transaction fees and $0 fraud liability. This one could be a game-changer.

Watch out for

Lots of cash back cards don’t come saddled with an annual fee, so look out for this one’s $59 annual fee (though it’s waived the first year).

Also, be aware of potential eligibility requirements. You will need to be a member of Alliant Credit Union to be eligible for this card (though some users claim that Alliant will set up a free membership for you if you’ve been approved for the card). Check your eligibility and see what membership entails.

Other cards like it

This card is a true cash back credit card, albeit one designed for high spenders. If that doesn’t sound like you, there are still plenty of other great options to consider.

The Citi® Double Cash Card allows you to earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Chase Freedom Unlimited® offers unlimited 1.5 percent cash back on all purchases.


Amazon Prime Rewards Visa Signature Card

Amazon.com has revolutionized the way people shop online. And now, they’re giving loyal customers a powerful new way to earn rewards with the Amazon Prime Rewards Visa Signature Card.

Available exclusively for Amazon Prime members, this card offers lucrative rewards such as 5 percent cash back on Amazon.com purchases; 2 percent back at restaurants, gas stations and drug stores; and 1 percent back everywhere else.

As a cherry on top, it also comes with a $80 Amazon.com gift card that you’ll receive instantly once you’re approved.

Availability

New cardholders can apply as of January 2017.

Who’s it for?

If you’re an Amazon.com junkie — or even just a current Amazon Prime member who uses the service fairly regularly — this is the card for you. Amazon.com offers other credit cards, but none as lucrative as the Amazon Prime Rewards Visa Signature Card.

Why we like it

First of all, you’ll steer clear of an annual fee with this one (though there is a $99 annual fee for an Amazon Prime membership). The cash back earnings can add up, too. And unlike some other cash back cards, this one has no foreign transaction fees.

Watch out for

If you’re not an Amazon Prime member or rarely shop at Amazon.com, you won’t be able to take advantage of this card’s primary benefits and should probably look elsewhere for a cash back card.

Also, be aware of the $5 or 5 percent balance transfer fee (whichever is higher) and a variable APR on purchases and balance transfers that ranges from 15.24 to 23.24 percent depending on your creditworthiness.

Other cards like it

Another high-caliber co-branded merchant credit card is the Costco Anywhere Visa® Card by Citi.

It offers 4 percent cash back on eligible gas purchases for the first $7,000 per year (and then 1% thereafter), 3 percent back on restaurants and eligible travel, and 2 percent back on purchases from Costco and Costco.com. You’ll also score 1 percent cash back on all other purchases.


Should I apply for a new credit card in 2017?

These are exciting times for credit card shoppers, as generous rewards are quickly becoming the norm. According to an American Bankers Association 2015 survey, 83 percent of credit card users have a rewards program associated with their card. As these programs rise in popularity, the “new” and “now” have taken the credit card world by storm.

Do you remember all the buzz about Chase Sapphire Reserve℠? (**This offer is no longer available on our site.) More than 900,000 people reportedly signed up for that high-earning travel rewards card between September 2016 and November 2016, despite its eye-popping $450 annual fee. These days, Chase Sapphire Reserve℠ is old news, but there’s always a fresh crop of new cards to keep rewards-chasers on their toes.

We’re not here to discourage you from joining in that hunt, but let’s not get too carried away here.

It’s important to evaluate your lifestyle and the rewards associated with a new credit card to see if it’s a good fit for you. Applying for a new credit card will likely result in a hard inquiry on your credit, which can temporarily lower your credit score by a few points.

The new credit card dilemma: Buy into the hype, or wait?

New credit cards come with an air of mystery and a lot of hype. It’s easy to get drawn in and think you have to bite as soon as a card hits the market.

Though you may not want to miss out on any special bonuses offered as part of the initial rollout, consider holding off on a new credit card if it doesn’t fit in your financial plan. Here are some questions you may want to ask yourself before hitting that “Apply Now” button:

  • Can I afford the annual fee?
  • Do this card’s rewards fit with my lifestyle?
  • Can I pay off my balance in full each month?

You may also want to think twice about applying for a new credit card if you’re hoping to get approved for a mortgage in the near future. Having a hard inquiry on your credit report could mean a slight decline in your credit score, and you’ll likely want that score to be in tip-top shape when applying for something as big as a mortgage.

If you don’t have any other major financial commitments and a newly released credit card easily fits into your financial plan, consider applying for it. If you want to play it safe, you can always wait until the reviews come in.

In any case, do a gut check and make sure you’re getting a new card for the right reasons. What the “right” reasons are, of course, depends on your situation.

Heads up: Mistakes to avoid when getting a new credit card

Applying and getting approved for a new-to-market credit card can make you feel like you’re in on a little secret. But before you rush to apply for a newly released card, here are three common mistakes you may want to avoid:

1. Not reading the terms and conditions

New credit cards can come with some serious perks as credit card companies try to sell you on their new product. But it’s still a credit card and should be used responsibly.

As with all credit cards, we recommend carefully reading the terms and conditions before you apply. A card might sound like it’s a great deal until you find out it has a high annual fee or APR. Also, while some rewards cards waive the annual fee for the first year, it’s always good to know what you’re in for after that.

2. Misunderstanding how the rewards work

Many new credit cards arrive on the market with a host of perks and rewards designed to get you pumped to start spending. But do you really know how those rewards work?

Credit cards may offer points or miles as part of their program. Knowing that distinction is helpful, but what you really want to know is what they’re worth when it comes time to redeem them.

A rewards program that seems lucrative may turn out to be disappointing if you can’t redeem your points for what you want. Do your research and understand the redemption process if you want to avoid an unpleasant surprise down the line.

3. Maxing out your card to earn more points

We get it. You want to meet the spending minimum and qualify for any bonuses associated with a new credit card. That’s all good and fine, but it may backfire if it results in irresponsible spending and a sky-high credit utilization rate.

Allow us to step back and explain a bit: Your credit card utilization — how much of your total available credit you’re using — could negatively impact your credit score if it is high, which is why VantageScore recommends a utilization rate of no more than 30 percent.

It’s tempting to max out the rewards on a new credit card to ensure you’re getting the most out of it, but a low credit utilization rate may give you more of an advantage in the long run.

How to evaluate credit card offers that are new to the market

Not all new credit cards are created equal. But how do you evaluate a credit card that’s new to the market? Here are some things you may want to consider:

  • The credit card issuer. What’s the company behind the card? Do they have a strong reputation and good user feedback?
  • The annual fee. Every credit card is a commitment, but plenty of cards don’t come with an annual fee. If your heart is set on a card you’ll have to pay annually to use, make sure the fee doesn’t add up to more than your potential rewards earnings.
  • Rewards. What are the rewards associated with the card? What are they worth in the redemption process? Just as importantly, is the redemption process easy
  • Where it fits in the market. Are there similar credit cards out there already? New-to-market credit cards may have exclusive perks, but some might be comparable to what’s already out there.
  • Approval process. Some new, top-level credit cards may boast “exclusivity” as a selling point. In other words, it may be difficult to get approved. Be sure to understand the approval process and identify the card’s target audience before applying.
  • Extra perks. Aside from the rewards program, what kind of perks and protections are associated with the card? For example, does it offer travel insurance or auto collision coverage? These may seem like afterthoughts, but they could add up to a significant value over time.

Ultimately, you’ll want to closely evaluate a new credit card and see if it stands on its own compared to what’s already out there.

How often can I apply for a new card without it hurting my credit score?

Here’s the thing about credit card companies: They’ll never stop putting out new products to entice and allure their customers. But that doesn’t mean you have to always be on the lookout for the Next Great Card.

If you are interested in applying for one or two (or three?) new credit cards, you might be wondering how all those applications might affect your credit score.

While everyone’s credit score depends on a variety of individual factors, applying for too many credit cards in a short period of time could hurt your credit score. Why? Because it could be a red flag to lenders that you’re a risky borrower.

That may seem like an unfair assumption in your case, but lenders don’t like getting burned. According to myFICO, the consumer division of FICO, consumers with six or more inquiries on their credit reports are more likely to declare bankruptcy. In fact, they’re eight times more likely to declare for bankruptcy compared to people with no inquiries.

While there’s no rule or magic number that covers every situation, a good benchmark is to allow three to six months between credit applications. If you have a shorter credit history or multiple credit cards already crowding your wallet, consider waiting six months or longer.

During this time, you’ll want to make all your payments on time and keep your balances low. Doing so can help your credit health so you’ll be ready to pounce on any new credit cards that hit the market.

Bottom line

Credit cards are like a lot of other things in life. We often get too excited over the prospect of something shiny and new, leading us to take the plunge before considering the consequences and the long-term value.

Before you sign up for one of the great new cards mentioned above, be honest with yourself about your lifestyle, finances and spending habits. When it comes to credit cards, in our experience, there really is something for everyone.


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