ChexSystems reports allow banks and credit unions to see information about past banking mistakes, like overdrafts or unpaid fees. But not all financial institutions pull checking-account reports like those from ChexSystems. If you’ve tried opening a checking account and your application was denied, it’s possible that a negative checking-account report was involved. Financial institutions often … Continue reading It’s hard to find banks that don’t use ChexSystems. Here’s what to do instead.