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KarlaP
1 year ago
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Look at your credit report card and you'll see that there are many factors (other than just debt to income ratio) that factor into your credit score.
For example, the # of accounts, the fact that you have always paid on time (this is a BIG one), how old your accounts are, etc.
I strongly recommend you review the blog on this site and your credit "report card" to see all of the factors that are affecting your score - without more detailed information about your situation, it is difficult to answer more specifically.
Good luck!
nathanmedic 1 year ago