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Question
whats the difference between CK credit scores and other guys (TU, EX, EQ)?
Asked by
lflores956
1 year ago
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They are all 3 different bureau.. and different scoring system. But CK gets their credit score from TU.
geminibug 1 year ago
I really don't think that is correct because my TU score is 662, my EQ is 599, and my EXP is 579, but my CK is 591. It's not even an average of the big 3. CK must use their own formula because the big 3 CB's keep their formula more secret than anything at the Pentagon.
grantman61 1 year ago
i'm not so sure about CK score either.
i get a monthly statement from a certain credit card.
CK reports my score is 50 lower. even TU reports different.
i have paid off ALL debt except house and CK keeps showing
my score lower and lower, however, with the Big 3, it has
increased over 100 points in the last year.
go figure.
use as a guide, but don't carve it in stone.
remember, you can get a "free" score once per year.
if you are denied credit, you can also obtain your
report from that particular co.
all three have "top secret" formulas.
also called your FICO score.
itzpms 1 year ago