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What score is needed to refinance? Mine are in the 720's except for Credit Karma. It is 677.
I know that I could qualify for an FHA mortgage. But, would I need to do so, if my credit two of three credit scores are in the 720's? I know that 720 isn't great, but will the 677 definitly rule/out my chance of refinancing?
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JohnHoer
1 year ago
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Let Credit Karma recheck your score if you haven't done it. I just did and it came up from 749 to 799 since March. I have been paying down credit cards though but if the 3 majors say it is higher, I think they go with them.
lawanda47 1 year ago
If you are talking a home loan then your 677 will still allow you to refinance. The 720 would just get you a slightly lower rate.
Dogslurp 1 year ago