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What is the best way to add points to your credit score?
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VIVIAN216
1 year ago
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Pay your bills on time, make sure your credit card utilization is good, and everything else will come naturally. If you don't have a credit card, at least get a secured one to build credit and just throw a couple of dollars every month on there to show responsible payment.
ryan 1 year ago
Take on more debt and pay it off on time. That's the simple answer.
CharleneK 1 year ago
Watch your credit card utilization rate too, which is your debt to available credit ratio. The "experts" say to keep your monthly spending under 30% of your total available credit across all your credit cards.
So don't max out your credit card but don't under-use your card either. Less than 30%. Give it a shot. Let me know if it helps your score a little bit!
iwantcookies 1 year ago
Thanks =)
VIVIAN216 1 year ago
On the simulator, when I added more debt, it reduced my score, not increased, as you say. I am starting with a high score, with a rank of A.
luvmoni 1 year ago