Credit Advice

To get an accurate response to this...everyone who has ever applied would have to see this and respond. What is on your Experian report? (that is the report AMEX pulls)  Good stuff?  Bad stuff? If there is bad stuff, how old is it?  Everyones report is looked at differently.  I was originally turned down until I called cust serv.  I was given a fax # to send supporting documentation...approved! 10k Nothing is set in stone, but if you have an old baddie, you need to have documentation on how you fixed it & have those duckies in a row when you call.  The last thing you want to do is blindly app for cards & hope for the best. Best advice...go for the card you can GET...not the card you simply *want*.  Oftentimes, they are not the same thing & will result in unnecessary hard inquiries & nothing to show for it. I learned this lesson about 7 years ago. It has been a long, slow learning curve & any time I can guide someone in the right direction, it's a good thing!!