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Want to get a used car $12-15k, with $4k down, credit score of 561.any chance getting aproval?
I have never been late on any payments, and would try with a co-signer.
Asked by
cboys
1 year ago
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I had similar numbers and was approved through Chase as subprime. 15,500 loan 2,500 down 72 months 15.5% interest rate. The rate obviously isn't great but when you're trying to rebuild your credit you're happy someone just approves you and gives you another shot. Good Luck
Whygohome 1 year ago
Thanks! I have a 10k loan in my name right now with a co-signer. There is about 3k left before it is paid off. And wanted to get something newer. I have no CC but thinking it might help me out to get one to build up credit, but others tell me intrest rates are not worth getting them. I hope with a decent amount down some place will help me out!
cboys 1 year ago
yes but you will be paying thru the nose with a high apr rate and possible a longer payment plan.
lostcause 1 year ago