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Question
VantageScore vs Credit Karma score: What are the differences and why?
Now that VantageScore is also provided along with our credit karma scores, I'm hoping someone can provide a bit more insight about the differences in how the scores are calculated. My CK score is in the "A" range, but my VantageScore barely makes the cutoff for the "B" range. What produces the significant differences in scores?
Asked by
bprice
1 year ago
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Go to browse all categories and search vantage score. Lots of information.
nandog 1 year ago
I found the article detailing the differences under the "News" section (http://www.creditkarma.com/article/vantageScore). Essentially, from what I've read, the VantageScore is focused on the past 2 yrs of credit history and doesn't ding you for credit inquiries whereas the FICO looks more at your whole lifetime of credit history.
bprice 1 year ago