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Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
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THANK YOU CREDIT KARMA
I MUST POST "THANK YOU CREDIT KARMA" but I have been so involved reading the many informative, helpful areas of your site...so educational, well written that even uneducated and well educated can learn valuable lessons here. After pulling Credit reports from 3 agencies in 2009 I still did not know my actual "SCORE"... all 3 reports contradicted the other with no instructions or suggestions to make corrections-even calling their phone and faxing info
I received no assistance. THANK YOU CREDIT KARMA FOR BEING CONSUMER FRIENDLY. YOU ARE MORE HELPFUL THAN A QUALIFIED, CERTIFIED CONSUMER CREDIT COUNCILOR !
Asked by
woodknot
1 year ago
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21 responses
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My debt to income ratio is poor. I only have one financial obligation so I don't understand this.
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Asked by Chiluvr1228
under Credit Karma
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Thank you for the kind words. We know many people are confused about finances and credit. Our goal is to help in any little way we can. I forwarded your message to the team as I am sure it will put a smile on their faces.
ckken 1 year ago
What are the three agencies you receive your credit reports from? and how long does it take your credit to update.. there is over a thousand dollars worth of debt ive paid off but it still shows up as unpaid on my account.
hammerofgod 1 year ago
Transunion Experian Equifax - (Usually the lowest score)
halfelena 4 months ago
this the first place I have found that I can get my credit scores free. THANK YOU sundanceandbutch
sundanceandbutch 1 year ago
Thank you from me tooo... i have been using this website for more than a year now... i don't even feel like getting the free annual credit reports anymore... this website gives me all the necessary information i really need to keep a track of my score... and their credit card reviews are also very useful.
KumarKaji 1 year ago
Thank you for providing free credit scores and advice. The comparisons of possible balance transfer offers is most helpful as well. I am trying to get my finances organized and squared away so I can buy a house someday. This has been helpful in getting me on the right track!
jaimen1030 1 year ago
I would like to thank CreditKarma, and Alan Colmes (radio & TV show host) for recommending this site.
rpmason 1 year ago
Absolute joyful resource. I working toward my goals even further..
ebond796 1 year ago
Had the terrible experience of getting a loan from JP Morgan Chase with a low score.
Showed the Equifax corrections to the auto loan officer at the dealer, and he recommended I refinance with a credit union,after a payment or two. After seeing Credit Karma online and checking my score and the rates to refinance I immediately went to the closest one next to my home. Thank you Money One Federal Credit Union, not just for a 50% interest rate reduction, but for caring to listen to the improper credit reported, by Equifax and others for two years. Most of all Thank you Credit Karma ! I just paid of the Chase loan when does that count as good credit and up the credit score? How long does GOOD credit take to show on the reports
Sawada51 1 year ago
I've been with Bank of America Privacy Assist for 2 years since I opened my first credit card for monitoring purposes. Eventually I found out it was not that accurate and up to date. I cancelled it and found this site MORE MORE useful and easier to understand! BOA is rubbish. lol. Thank you CK! Please continue providing free consumer privileges. More power to you guys!
mydogsings 1 year ago
Yes, thanks to credit karma for all the free info beats paying for misinformation anytime :)
soveu40 1 year ago
I agree!! Thank you credit karma, your service has been invaluable!
bdiomande 1 year ago
Councilor? Counselor Maybe??
bball92star 11 months ago