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score went down with 100% on time cc payments and no new debt.
My credit score went down slightly and I have no idea why. I have never been late on any payments and all my accounts are paid in full every month, but once.
Asked by
RNLFAN
1 year ago
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yeah - I think this site is not figuring things correctly, All my payments are on time and I don't owe much so my credit score gets lower every month because I am being responsible.
ranjan01 1 year ago
Actually, I've heard that FICO is using stricter guidelines when they calculate scores. It's probably nothing you did.
sfbrown 1 year ago
thanks guys!!! I guess I'm just paranoid?
RNLFAN 1 year ago
Your credit score only raises if you go into debt stay in debt and have a good pymt. record. The FICO score is an I LOVE DEBT score.
jte1958 1 year ago
agreed...
lefty111 1 year ago