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Score did not change
JC Penny just double my credit and my score here did not change,checked the simulator it said it should have change it,anybody know why my score did not change?
Asked by
1sabre
1 year ago
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does your jc penny card have a visa logo, if not then it is only a store credit card that does not report limits to the three agencies additionally if they pulled a hard credit inquiry to increase the limit not only does that incresed limit not help your credit score it actually hurts it.
Damir 1 year ago
Yes, the JC Penny card does report limits. Mine definitely does. But getting your limits increased and getting it reported to the bureau are 2 different actions. You won't see an increase in the credit score until your available credit is reported to the bureau which could be 3-6 months down the line. Get a copy of the increased credit limit from JC Penny and send that to the bureaus to get it updated sooner.
Dogslurp 1 year ago