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Question about raising one's score by becoming an authorized user on low utilized accounts...
My folks are willing to add me to about 5 of their credit cards, all long standing, very timely paid credit cards with utilization around 5-10% on each.
How much will this help my credit score? WILL IT actually help it? I only have a couple of my own cards, and their very low limits.
Asked by
stljeremy79
1 year ago
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As long as these creditors report your AU status to the 3 reporting agencies, this will be a huge boost to you! Do it, as these do not result in hard inquiries on your reports. If they also give you a card to go with these accts, treat them like GOLD....do not abuse!
BungalowMo 1 year ago