- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
Question
My credit score is 617. There are different ratings on Credit Karma as to my credit status.
The main page considers this score of 617 to be poor but when I go to the credit cards section they consider poor credit to be 549 or below. Is this a ploy to get those with lower scores (550-625 range) to feel confident in getting a card? I completely understand this idea but should I ultimately consider my score to be poor or fair?
Asked by
baygiant11
1 year ago
Flag this Question
5 responses
- Prev
- 1
Reply To This Question
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.
Let the community lend a hand!
3 Most Recent Questions in Credit Scores
How long does it take to recover credit points lost to inquiries?
0 Responses
Asked by Etmicrobe
under Credit Scores
I fell for the Best Buy $1000 gift card gimick on my cell phone . What should I do now?
1 Response
Asked by WRedjohnson
under Credit Scores
Featured Credit Repair Service
- Take action and start work to improve your credit, today!
- Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
- They have served over 600,000 clients since 1991
- Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*
*Your Results May Vary
SERVICE PROVIDED BY
Lexington Law Credit Report Repair
Over 1 million negative items removed by Lexington Law last year, including:
- Collections
- Late Payments
- Bankruptcies
- Foreclosures
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
617 is getting close to a fair score. For example most banks require a 640 score to apply for a FHA home loan. Read all you can under credit scores this site for advice. Good Luck.
nandog 1 year ago
Appreciate the help! Take care
baygiant11 1 year ago
My reply to you keeps getting rejected by the mods. Please read my "education" post here in the credit card section.
BungalowMo 1 year ago
CK said my sister was 618 trans risk score, toyota pulled her TU and got a 726 got tier 1, CK is informative but never trust it for real scores. way of FAKO to FICO
nbirnbaum2 1 year ago
Exactly! CK is FAKO, Toyota pulled FICO. FICO is the one lenders use.
BungalowMo 1 year ago