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Mostly, I am denied credit due to time on job. Any way around it?
I've been on my current job for 11 months. I hate my job, but if I change then I start all over again. A seemingly neverending credit building process of job seeking that keeps my credit low. I cannot find a great job without trying it out to see if I like it...
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supermaltese
1 year ago
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Your length of job rarely effects your credit worthiness unless you are applying for a large loan for a car or house, in which case it is important that you show you have a very reliable income. For this it will also help if your jobs have all been in the same career path. If you are trying to build your credit score up, start with a secured credit card and patiently wait until your score rises enough to get more credit cards and so forth. If you truly need to have a longer job history, try working multiple part time jobs that will allow you an opportunity to get a feel for whether it's a good long term fit for you before committing to it full time. You shouldn't stick with a job you don't like, but perhaps before you quit it for a new job you should evaluate what you haven't liked about past jobs and compare the jobs you're applying to replace it with, with past experience.
bprice 8 months ago