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Mortgage still showing up. I quit claimed it to EX. How do I get it off?
Divorced in 2005. Lake House quit claimed to my ex. How do I get this off my credit?
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redrover1958
1 year ago
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It is part of your history. It is not going to anywhere. I have closed credit cards from 10 years ago. They stay because they are part of my history.
hardeight 1 year ago
The short answer is that you'll never get it off as long as the debt is open. Quit claiming does nothing to dissolve your responsibility for the debt. If your ex were to refinance and take your name off then and only then would you quit being responsible for the debt.
Her payment history is now your credit history so you'd better hope she makes the payments on time. When you go to buy a home if you can prove she has paid for it for 12 months of more you MIGHT be able to get them not to hold the credit history against you, but regardless you are still responsible for that debt until the creditor releases you and if she lets it go back you could also be responsible for any deficiency judgements.
Dogslurp 1 year ago