Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Question

Share this question with others:
Profile Image
is FHA mortgage refinance at current low rates possible with a low credit score?
Good question? Vote for this

I would like to refinance my FHA mortgage at the current low rates, but I don't know if I'll qualify due to a low credit score because of outstanding credit card debt.

Asked by 2befit 1 year ago Flag this question Flag this Question

Response

2 responses

I have heard that FHA loans will go as low as 520. 

Reply

hardeight 1 year ago

From my understanding FHA loans won't go below 620 not 520, might want to check it out and see if you can qualify.

Reply

tweetymac 1 year ago

  • Prev
  • 1
  • Next

Reply To This Question


Submit Your Response
Receive Response Email Alerts

We'll alert you when a response or reply is posted to this question.

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.

Let the community lend a hand!


100 Characters Remaining

Credit Card Offers Just For You

These are the most popular credit card offers from Credit Karma members with credit similar to yours.

Credit One Bank® Visa Platinum Card

Credit One Bank® Visa Platinum Card
Apply Now
  • Pre-Qualify for a Visa credit card without affecting your credit score
  • Get a starting credit line up to $1,500
  • No enrollment fee

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®
Apply Now
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
See More Credit Cards...
Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.