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I paid off my auto loan 4 months ago but it still shows in my credit report
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Asked by indika1963 1 year ago Flag this question Flag this Question

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It will be on your report for 7-10 years. It should be listed as zero balance or paid in full. if not contact the lender and they can update it.

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Kensington22 1 year ago

sometimes the fastest way to get something like this corrected (if your credit report still shows a balance being owed) is to dispute it through the credit bureau (TransUnion, Equifax, or Experian). They will then contact the lender who then has 30 days (by law) to respond/correct/remove the item.

If you call the lender directly, they may simply give you the runaround and never get around to fixing the issue, since it is not a high priority for them.

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hawkeye0314 1 year ago

watch disputing it with the bureau because the lender may not respond and in effect it will be gone completely. Unless you dont care.

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toledobill 1 year ago

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