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I entered ordering a new credit card on the simulation and my score with down to 545, why?
Using CK simulation with a score of 595 if I were to order a new credit card, my score went down to 545, why?
Asked by
notagain3
1 year ago
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Something bad probably hit your credit report. Maybe you put more money on a credit card or a collection agency tradeline hit. Go to annualcreditreport.com and pull your free report(this is not a scam site like freecreditreport.com). You are allowed one free pull per year per credit bureau according to federal law.
camalott4 1 year ago
If you just went on the simulator on Credit Karma then you don't need to review your credit report. It is possible that you score would go down if you got a new credit card because of hard inquiries or that your credit card utilization changes, that are two of the likely reasons that in the simulator it went down.
tweetymac 1 year ago
Probably a combination of a hard inquiry and a shorter average credit age. Possibly also the total # of accounts but not likely.
ltomberry 1 year ago