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I am over 65 with a 799 credit score.
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Can I get a mortgage?

Asked by LFKushner 1 year ago Flag this question Flag this Question

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4 responses

If you have a down payment and source of income sure.

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hardeight 1 year ago

799 is an excellent credit score and will not hinder your ability to get a mortgage at a good rate. There are other factors involved though.

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bprice 1 year ago

I don't see a problem. If you are unable to get a mortgage, you may have an age discrimination suit on your hands, if you meet all other requirements.

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BJGordon73 1 year ago

it all depends on the rest of the picture... if you have the down payment.. (20%?) have a reasonable debt to income ( 28% home/ 36% total) are borrowing less than 70% Loan to Value, have a reasonable application, can verify eveything, and the house appraises for at least what you are buying it for, then yep you might get the loan...

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matman1490 1 year ago

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