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How long does a bankruptcy filing stay on your credit report
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Asked by GLAVIANA 1 year ago Flag this question Flag this Question

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4 responses

7-10 years depending on the type.

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hardeight 1 year ago

I was told a chapter 7 stays on for 10 years and a 13 for 7 years

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mark43605 1 year ago

I had a discharged bankruptcy over 15 years ago and its still being reported on my credit report. I was told it would come off after 10 years but I guess Obama changed this law too.

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willant 1 year ago

CK Moderator

It's one of the few things the Great Obam hasn't screwed with. What I've seen happen is that the creditors keep reporting things long after they legally can and all you have to do to get them removed is to get paper documentation that the debt was included in the bk and send that to the bureaus (all3). They will usually remove it quickly and easily.

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Dogslurp 1 year ago

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