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how long credit card history of good credit for first time house buyer
i have excellent credit (773) but when i tried applying for a load before i was turned down for not having a long enough credit history (less than 2 years) and not enough variety of credit (auto loans etc.). I want to try again to buy a house... that was 2 years ago and my oldest open accounts is now 3.6 years. do you think i will qualify now?
Asked by
jackpup
1 year ago
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It sounds like you may have enough credit history, along with credit job history is also viewed, have you been in the same profession for several years as well?
tweetymac 1 year ago
yes it use to be 1 year on a job to get a house loan. it has tightened up and now i think they require at leat 2 years on the same job or profession.
toledobill 1 year ago