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How do I tell a potential new employer NO about looking at my credit report?
I have had problems in the past with paying bills. I have copies of my report. I also wrote a statement explaining my circumstances. Since then I have been on a budget and doing well. I feel my report does not reflect on how I do my job.
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scoobydoo72
1 year ago
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Luckily, you must give permission for them to check your credit report, so a simple "no" should work. However, they also have the same right to tell you "no" about the job offer. The best thing to do is to let them look at it and explain your situation. In most cases, employers are looking at your credit to see if you are a risk to them, especially if you handle money for the company. In simple terms, someone who has a history of not keeping their credit promises may do the same on the job. Or someone who is maxed out credit wise may be more prone to steal than someone who doesn't over extend themselves.
mattzzg1 1 year ago
My husband has terrible credit, but still got a job after allowing the employer to see his credit report. I think mattzzg1 is right. They just want to make sure you're not drowning in debt so bad that you're likely to steal from them.
Daphne88 1 year ago