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how do i get charge offs removed from my credit report?
Asked by
brelanddiaz
1 year ago
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You can dispute them but if they are accurate, they are probably gonna stay. Best approach is not to get them in the first place.
hardeight 1 year ago
Call the company that issued the charge off when you can afford to pay the debt in full. Most times they will agree to reverse the negative reporting if you agree to pay the outstanding debt in full. Make sure you get it in writing first!!! If you cannot afford to pay in full you may be able to settle the debt for a lower amount which will release you from further obligation and it will be reported as "settled in full" but will remain on your credit report as such.
Kensington22 1 year ago