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how can I stop an unauthorized companies/people checking my credit? It is lowering my credit score
unauthorized people are checking my credit and lowering my score with inquiries how do I stop it?
Asked by
queenie54
1 year ago
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You will needto go to each credit bureau and put a block on inquiries for your account. It's FREE. If it's lowering your credit score, then it sounds like someone is trying to get credit in your name. Unless you specifically apply for credit, any inquiries on your credit report doesn't affect your credit scores. I just saw a boatload of inquiries on me that was from companies just pre-upping their sales pitch me send me credit. Companies will and do check on your credit without you knowing it, but it doesn't affect your scores at all. If it's affecting your scores, then you may be dealing with identity theft. Find out fast, then make a police report, then submit it to the credit bureaus..... but make sure you put the block on your account for all 3 credit bureaus.
afili8ter 1 year ago
I wrote: I just saw a boatload of inquiries on me that was from companies just pre-upping their sales pitch me send me credit. What I mean is that credit card companies will check your credit report to see if you're going to qualify for their cards. If you do qualify, they'll send you their offers. If you don't qualify, they'll monitor your credit scores so when you do reach their qualification level, they'll send you their offers.
afili8ter 1 year ago
thanks!
queenie54 1 year ago