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how can i raise my credit score fast?
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Asked by knyokalawson 1 year ago Flag this question Flag this Question

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The math that calculates credit scores do not intend for you to be able to "raise your credit score fast" - it is intended to show a HISTORY of your credit and thus, changes occur rather slowly (at least going upward).

While this is true, probably the fastest way to increase your credit score is to qualify for an installment loan, pay more than the minimum and pay it off within a few months. This has one of the largest impacts on credit score in the shortest amounts of time.

Of course, if you have any bad debt, paying that off will be the single most important thing you can do to raise your credit score, but you've given absolutely no details, which makes it virtually impossible to give you a very accurate answer.

Generally speaking, there are no "quick fixes" to a credit score: they INTENTIONALLY go up slowly, not quickly.

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nathanmedic 1 year ago

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