Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Question

Share this question with others:
Profile Image
How can I increase my % of ontime payments?
Good question? Vote for this

I have been paying everything ontime and it's at 95.63%. I was late in the past on one account for several months. I'm wondering if I open more credit cards and pay them ontime will it help increase the percentage of ontime payments?

Asked by Tjohns81 1 year ago Flag this question Flag this Question

Response

2 responses

Ya that would help since you will be making more payments, just don't get carried away and open too many accounts within the same time period as that will have a strong negative effect on your credit. Other then that keep making those payments.

Reply

diggsb4477 1 year ago

Or just keep paying the ones you have on time and it will take care of itself.

Reply

cschnied 1 year ago

  • Prev
  • 1
  • Next

Reply To This Question


Submit Your Response
Receive Response Email Alerts

We'll alert you when a response or reply is posted to this question.

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.

Let the community lend a hand!


100 Characters Remaining

Featured Credit Repair Service

  • Take action and start work to improve your credit, today!
  • Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
  • They have served over 600,000 clients since 1991
  • Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*

*Your Results May Vary

SERVICE PROVIDED BY

Lexington Law Credit Report Repair

See Details

Over 1 million negative items removed by Lexington Law last year, including:

  • Collections
  • Late Payments
  • Bankruptcies
  • Foreclosures
Call For Your FREE Consultation:1.855.255.0203
Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.