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Has anybody recieved credit increases from orchard bank
Good question? +4 Vote for this

It is my understanding they don't like to give increases

Asked by 45broaks 1 year ago Flag this question Flag this Question

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24 responses

+1

 Yes. I was paying off the card regularly and more than the minimum payment and they increased the limit from 1200 to 1600.

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cludwig312 1 year ago

I don't know for sure. I have 27 months of consecutive on time payments and I have no CLI. I stay with them because you can pay online for free, otherwise I would look elsewhere. it's definitely better than other banks such as First (Worst) Premier..they offer 60% interest and fees fees fees. I used to work for that bank and of all the employees there guess how many have a card from there..zero. Orchard is one of the best for rebuilding credit but as far as CLIs maybe not 

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WhiteEagle92 1 year ago

I would guess they do but not right now because I've contacted customer service before about increasing my credit limit and they say they aren't increasing credit limits at this time but will contact you by email at the time they will begin increasing limits again.

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tg101688 1 year ago

thank you for the feedback

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45broaks 1 year ago

 Yes, I had the CC for eight months and limit was increased from 300 to 500. 

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nandog 1 year ago

Nope, not yet I have a credit limit of $320....my card hasnt been maxed out and the highest used was $185 and I pay on time....always more then the minimum or pay off the balance....and my credit score has dramatically increased since I have first gotten the card...and they never increased my CL...but they do report on time..

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Andynyc86 1 year ago

 Do they report this secured card as a secured credit card or does it just show as a credit card?

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ddavidson1964 1 year ago

I dont know about CLI but for some reason they sent me two credit cards with different account numbers both with limits of 300. 

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shelebelly 1 year ago

I have 2 O.B. cards and recieved CLI on both. You need to figure out why you want an increase and if you can use it without getting into trouble. That's something I wish I had thought about before I used the increase to buy things I "deserved" instead of needed.

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debweb 1 year ago

 have had card for 5 yrs - began with 300.00 limiy - now up to $2800.00

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omegalady59 1 year ago

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