- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
Question
Does my credit build if i don't use the credit cards at all
I have a few credit cards but only use one. Do i build credit even if i don't use the other credit cards
Asked by
bpperdue
1 year ago
Flag this Question
1 response
- Prev
- 1
Reply To This Question
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.
Let the community lend a hand!
3 Most Recent Questions in Credit Cards
Can I re-open a closed Amex acct from 1999 that is still showing on CreditKarma?
0 Responses
Asked by FirstLast1
under Credit Cards
Should I get more then one secured credit card
0 Responses
Asked by lilrichard107
under Credit Cards
Credit Card Offers Just For You
These are the most popular credit card offers from Credit Karma members with credit similar to yours.
Credit One Bank® Visa Platinum Card
- Pre-Qualify for a Visa credit card without affecting your credit score
- Get a starting credit line up to $1,500
- No enrollment fee
Capital One® Secured Mastercard®
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
No.... you will eventually make your score go down. Just because you have other cards and don't want to go into debt, it won't hurt you to spend about $10 or so per month on gas or whatever. If the card you don't use have been your account for at least a year or more, you're hurting your credit score by not using the card. Use it, but use it wisely.
afili8ter 1 year ago