How can I get detailed information on my credit report, such as a list of credit cards and loans in my name or how much debt I owe and to whom?

If you want to access your full credit report for additional details, you will need to get a copy of your credit report. We suggest using AnnualCreditReport.com or becoming a member of a credit monitoring subscription service.

AnnualCreditReport.com is the official site to help consumers obtain their credit report for free as required by federal law. AnnualCreditReport.com allows consumers to request a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies-- Equifax, Experian, and TransUnion.

If you want to check your credit report more regularly than the three reports per year provided by AnnualCreditReport.com, then consider subscribing to a credit monitoring program. These programs will not only provide you full access to your credit score and credit report details, but will also provide 24/7 email alerts of changes to your credit report. However, these services can run from $15 to over $30 per month. Our recommended credit monitoring service is TrueCredit.

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