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Since I started with Credit Karma, my score has steadily decreased. I open a credit card paid on time. I wonder if I am being punished because I pay on time.
Asked by
fallon62
1 year ago
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If you opened a new card, that means a hard inquiry may have made your score go down, I am sure you aren't being punished for paying on time. You may want to check out the report card to see what areas are bringing down you score.
tweetymac 1 year ago
You may also have older closed accounts that are good that are falling off the back end after 7 years, leaving you with less accounts and a shorter history.
ltomberry 1 year ago