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Credit Reporting Agencies
I just said off two major credit cards. When will this information get posted to my Credit Report and when will this positively affect my credit score?
Asked by
susanmarj
1 year ago
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Usually the agencies will hear from the credit card within 30 days of the payment
Damir 1 year ago
The credit bureau will not hear of the updated info until the creditor reports to the bureau. Most creditors report in 3-4-6 month cycles so it won't happen till then.
Since the credit bureau is a for-profit business they charge for the creditors reporting or pulling info. The creditors don't send in reports continuously due to the expense.
Dogslurp 1 year ago