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Question
Could I qualify for a car lease if I never had an auto loan nor installment and 3 years history?
My 3 years history having 4 major credit cards perfect payment history (3 Chase, 1 Discover More)totaling $10,000 CL. 2% utilization. Annual gross income: $26,000. Credit scores as follows:
TransUnion: 756 FICO 721 Credit Karma
Equifax: 736 FICO
Experian: 742 Credit Sesame
The Car: Hyundai Genesis Coupe (High Residual Value)
MSRP: $27,000-$30,000
Amount paid at end of lease term: $12,000-$15,000
I understand my credit file is thin, but would that alone truly stop me from getting approved?
Asked by
nuyorican9452
3 months ago
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