- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
Question
Can't qualify for credit cards so how am I supposed to fix my credit?
My credit score on here is 618. There is not a single credit card company that will let me have a credit card and there are no banks in the area which are doing secured credit cards anymore due to recession issues. How am I supposed to raise my credit score when I have no options?
Asked by
bethradd
1 year ago
Flag this Question
4 responses
- Prev
- 1
Reply To This Question
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.
Let the community lend a hand!
3 Most Recent Questions in Credit Scores
Featured Credit Repair Service
- Take action and start work to improve your credit, today!
- Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
- They have served over 600,000 clients since 1991
- Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*
*Your Results May Vary
SERVICE PROVIDED BY
Lexington Law Credit Report Repair
Over 1 million negative items removed by Lexington Law last year, including:
- Collections
- Late Payments
- Bankruptcies
- Foreclosures
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
Also, I DO pay all my bills on time and have for the last two years. It hasn't seemed to help at all.
bethradd 1 year ago
You don't have to get a secured card at a local bank, companies like Capital One, Citibank, WellsFargo, etc offer secured cards.
tweetymac 1 year ago
Paying all bills is important, but the only ones that will help your score are your debt bills - utilities, phone etc will not affect your score unless they go into collections or something.
ltomberry 1 year ago
Thanks for the secured credit card information tweetymac. So basically, no one has an answer for me?
bethradd 1 year ago