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can i raise my credit score while in chapter 13?
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Asked by sylviaglvr 1 year ago Flag this question Flag this Question

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bk is not really my thing but as the accounts age and balances go down on credit cards your score will improve. If I remember correctly they don't want you applying for new credit while in 13 so you are pretty much stuck for now.

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camalott4 1 year ago

You can get a auto loan if needed and approved by your court trustee, so you can get limited credit while in a Ch 13... but no new credit cards or use of any while active in a Ch 13. As Camalott4 stated time and lower balances are your best new friend!

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GWNorris3rd 1 year ago

Look at a secured credit card that reports to credit bureaus. Treat yourself to lunch once a month and pay it off monthly. 

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MissPuna 1 year ago

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