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Bought a bed & made payments, paid off in 06. My C.C.report lists the loan as an open C.C. ,its not
I am wondering how to fix this. Do I need to close it like a C.C., or have they made a mistake listing it on my credit report as being a card. Should I call someone else about the mistake? Which option will be best for my credit score?
Asked by
bigspenc
3 months ago
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Don't do anything. It's part of your credit history, and it proves that you can pay back what is lent to you. Closing it will likely drop your score.
Dawnstream 3 months ago
when you buy stuff like that the company opens a credit card for the amount of the bed or what ever in your name they dont give you a loan what is the worst part is it will show as a maxed out credit card on your credit report for the first few months of payments
garystidham 3 months ago