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Available credit decreased letter
My score has improved from 680 to 780, however I just received a letter from Citi Bank saying they are decreasing my available credit on a Mastercard account.
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Mowens11
1 year ago
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Have you been utilizing your credit card? Sometimes companies will decrease your limit if they feel you aren't using it. This has nothing to do with your credit score.
If you call Citi Bank and talk to a rep, they will probably be more than happy to increase your credit limit, or at least let you know what factors went into the decision.
tjarratt 1 year ago
It has a balance transfer on it and I am paying off other cards, most of my credit card balances have declined over the past year.
Mowens11 1 year ago